Category Archives: Mortgages

  • What Are Closing Costs?

    BY Coldwell Banker DuFour Realty

    When buying a home in Chico, Lake Almanor, or anywhere else, you know you should expect to have a certain amount of money saved for a down payment. But have you stopped to consider how much you’ll need to have set aside... 

  • Mortgage Rates Little Changed

    BY Coldwell Banker DuFour Realty

    Mortgage Rates Little Changed MCLEAN, VA–(Marketwired – Dec 24, 2015) – Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing fixed mortgage rates... 

  • What to Ask Santa For — A Downpayment!

    BY Coldwell Banker DuFour Realty

    You’ve been saving for a downpayment and you’re almost there. Almost! You just need a little more money in that account and you can make an offer on your starter home. Now, your parents and grandparents want... 

  • 5 Ways to Increase Your Credit Score

    BY Coldwell Banker DuFour Realty

    Good Credit Score There’s no way around it, if you want to buy a home with a mortgage, you’ll get a better rate with a higher credit score. Unfortunately, your credit score takes into account several years of... 

  • What You Need to Know About the New Mortgage Rules

    BY Coldwell Banker DuFour Realty

    What You Need to Know About the New Mortgage Rules MoneyTalksNews Marilyn Lewis  Applying for a home loan soon should get easier and less confusing. That is the goal, at least, of changes to the mortgage... 

  • Fast Facts from California Association of Realtors

    BY Coldwell Banker DuFour Realty

    Calif. median home price: August 2015: • California: $493,420 • Calif. highest median home price by region/county August 2015: San Francisco, $1,242,650 • Calif. lowest median home price by region/county August 2015:... 

  • Is Seller Financing a Good Idea?

    BY Coldwell Banker DuFour Realty

    In this current market, with home prices trending up, but access to financing is more difficult post housing bubble. So, if you want to sell your home, is it a good idea to offer seller financing? What does seller-financing... 

  • Exciting News! We have partnered with Banc Home Loans

    BY Coldwell Banker DuFour Realty

    Each home buyer has specific needs which we try to meet with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Call, email or stop by today to see how we can... 

  • Real Estate Terminology: Loan Types, the Fifth in a Series

    BY Coldwell Banker DuFour Realty

    When it comes to real estate loans, you’ll find that there are many options. Figuring out which loan types are best for your new property purchase can be confusing, but we can help. Here are some loan types you might... 

  • Mortgage Rates and Housing Prices Expected to Rise in 2014

    BY Coldwell Banker DuFour Realty

    Even though 30-year fixed rates dropped in the first half of January, many analysts expect fixed mortgage rates to go up somewhat in 2014, but to top out at around 5%. What this means for buyers is that while higher than...